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In Home Care Costs: The Expenses & Benefits Of Home Care Services

In Home Care Costs: The Expenses & Benefits of Home Care Services

When investigating long term care options, it may be difficult to decide what will be best for your family. Some options, like moving an aging loved one into a residential care facility require making big lifestyle changes. Many families feel home care is the best solution because it enables their loved one to continue living in the comfort of their own home. However, you might be apprehensive about the cost of home care and wonder if it will fit within your budget. How much does in home care really cost?

Cost of In Home Care

A primary advantage of home care is that services are customized to fit your family’s needs. Because rates are generally charged by the hour, there is a lot of flexibility when it comes to out-of-pocket expense.  Many seniors require assistance only on a part-time basis, which drives the overall cost of care down. Home care costs in California typically range from $23 – $35 per hour, and there is usually a discounted rate for 24-hour live-in care.  Long-term care insurance plans can also help cover the cost of home care.

The most recent “Cost of Care Survey”, an annual report published by life insurance company Genworth, showed that home care costs considerably less than some other care options such as skilled nursing facilities. According to the 2016 survey, the median amount of money spent on home care in California was $4,385 per month, while the cost of a private room in a nursing home was more than double at $9,338 a month. Genworth also reported that the cost of home care services nationwide has only increased 2% over the past five years, while the cost of a private room in a nursing home rose 4%.

Benefits of Home Care

An overwhelming majority of seniors express a desire to stay living at home for as long as possible. This is likely because home is a place of comfort and familiarity that can’t be replicated, especially when replaced with facility life. Research shows that meeting a senior’s desire to age in place allows for faster healing time after surgery, increased feelings of dignity and independence, and an overall higher quality of life.

In-home care services can also help save money on unforeseen expenses, such as extended hospital stays following a fall or serious illness. Having a caregiver assist your loved one with activities of daily living such as light housework or getting in and out of the shower can help prevent injury from a fall.  Additionally, caregivers provide seniors with companionship helping combat poor health associated with loneliness and late life depression.

If you are considering home care, call us today for a free in-home consultation. Our care managers will help answer any questions you may have, and work with your family’s needs and budget to create a custom care plan for your loved one.

Carol Pardue-Spears

Carol has worked in the healthcare field for more than forty years. As a Certified Nursing Assistant, she worked for El Camino Hospital in the cardiac unit, Los Gatos Community Hospital, The Women’s Cancer Center in Los Gatos and several home health and hospice agencies. Carol founded Family Matters in 2002 to fill a deficit she witnessed in high-quality, in-home services and care.

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